Flood Insurance

Homeowner’s Insurance Do I need Flood Insurance? While floods are the most common natural disasters, insurance coverage is not included in standard home insurance. *Homes and businesses in high-risk flood areas with government backed mortgages are required to have flood insurance. Coverage: A standard flood policy will cover structural damage, furniture, water heater, air conditioner, […]

Commercial Insurance

Commercial Insurance Commercial Insurance “Commercial Insurance” is insurance that protects you from any unexpected circumstances that may affect your business. Commercial insurance usually includes the following types: Business Owner’s Policy – includes Property insurance for equipment and office space Worker’s Compensation & Disability – pays for Medical Expenses for Employees Injured at Work General Liability […]

Homeowner’s Insurance

Homeowner’s Insurance   Home Owner Insurance (HO) or Dwelling Policy (DP) are the two most common types of home insurance. Depending on whether it’s owner occupied (HO) or tenant occupied (DP), your type of insurance coverage will vary. For example, HO includes personal property protection while DP usually does not include personal property protection. Section […]

Auto Insurance

Auto Insurance Insurance companies represented by Visionary Insurance Brokerages offer a wide range of auto insurance products at reasonable prices. Your price will be better if you qualify for any of the discounts each insurance company offers. Here’s what Auto Insurance coverage includes:   Liability only = 1 + 2 + 3 Full Coverage = […]